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Complete our application in under a minute and get answers your alternative financing options.
Access YOUR home equity in BC, Alberta, and Ontario even if you have been turned down by the bank.

Licensed in BC, Alberta & Ontario
BC X301075 · AB 2021191917 · ON 13282
Funded in trust
Every loan handled through a real estate lawyer
No application fees
No obligation quote
Talk to a real person
Book a 30-minute call with JohnHas the bank turned you down? Are you a home owner in Alberta, BC, or Ontario? If so, contact us to access the funds you need with a home equity loan, line of credit, or second mortgage, even in difficult financial situations. Just tell us a bit about your circumstance and we will handle the rest. Reach out and see how we can help you access the funds you require with no obligation.

Home Equity Loans is all we do. You have come to the right place!
We understand that unexpected events such as divorce, job loss, and illness can bruise your credit. We focus on the amount of equity in your property to get you the approval you need. Consolidate debts, lower your overall monthly payments, pay off collections, back taxes, mortgage arrears, and even prevent foreclosure. The equity you have built up in your property can be your best friend during difficult financial times.
A phone call with us could save you thousands.
When you need the bank most is when you will find yourself outside the scope of it's services. If you are in this difficult situation, it is important to get help and better understand your options. Our network gets you access to multiple low rate and fast funding sources applicable to your unique situation.
We lend on the available equity in your property. Equity is the difference between the hard work you have done to pay down amounts owing versus your property's current market value. We can get you the approval and funds you need with an easy process which focuses on the the amount of equity you have built up in your home rather than credit scores and income.
Complete our application in under a minute and get answers your alternative financing options.
We analyze your unique situation, present options available to you, and do the work to get you approved quickly.
Use the money to resolve your current financial goal, rebuild your credit, and get life back on track!
We are able to help clients access funds in good and even the most difficult financial scenarios. Our specialty is Home Equity Loans and we can help you when other companies are not able or won't even attempt to service your situation.
5.0 · 73 Google reviews
Google reviews from our Alberta, British Columbia & Ontario profiles, newest to oldest.
I am writing to share my experience with the private lender I recently worked with for the first time. Overall, I found the experience to be excellent. The process was handled very professionally and efficiently, which greatly impressed me. Communication throughout the transaction was clear and prompt. John (Gianni) D'Andrea in particular, was very good at maintaining consistent and effective communication, ensuring that I was kept informed at every stage. While I found the fees associated with the communication to be slightly higher than expected, I believe the value and quality of the service made it worthwhile.
3 months ago · Alberta
John was amazing!! I had a complex situation involving two provinces and many moving parts!! His expertise made it all come together quickly and seamlessly!! I would highly recommend John for any purchase or refinancing needs!!
4 months ago · Alberta
John was amazing to deal with. My situation was fairly complex and required some unconventional support. Originally I reached out for just some questions to be answered and then ended up being fully funded for exactly what I was looking for. This was one of the best financing experiences I have had, and I would reccomend John any day!
5 months ago · Alberta
I would highly recommend John D’Andrea and the Equity Approved team if you are in need of such services. From the initial discussion they were professional, caring, available, efficient and excellent at ongoing communications. They pulled together a solution to meet my somewhat complicated needs, and provided flawless leadership throughout. It was a pleasure working with them. Thank you John!
6 months ago · Alberta
John at Equity Approved is amazing! My mortgage situation was really complex, with multiple moving parts that could have been stressful, but he handled everything flawlessly. Every question I had was answered quickly and knowledgeably, which made the whole process smooth and easy. His expertise and dedication truly stand out—if you want someone who can tackle complicated cases and get results, John is the one!
7 months ago · Alberta
I so enjoyed chatting with John at Equity Approved. He was responsive, fair and was able to get me more than I had asked for at a fair rate. I would go to him first. I really liked his communication style.
a year ago · British Columbia
Excellent service. Been with these guys for a few years now. They always have time for me, answering all my questions and more. 5 stars
a year ago · British Columbia
Absolutely would recommend to anyone anytime! John and his team are amazing to work with, always answering all my questions and helping in anyway possible!
a year ago · British Columbia
Detail explanations, friendly service , no reason choose others , I will choose Equity Approved.ca again for my next transaction. I will also introduce it to my surroundings. Thank you . John, thanks a lot . Mr. Yang
a year ago · British Columbia
Had a wonderful experience dealing with John (Gianni) D'Andrea fast responses to any questions or concerns. Highly recommend.
2 years ago · British Columbia
Can't say enough about the great service and the professionalism
5 years ago · Ontario
Hello, I live in Windsor, Ontario and Equity Approved is based in Alberta. I did a Google search and they were lucky number one! The broker I dealt with was very professional, knowledgeable and a pleasure to deal with. They were able to secure a very satisfactory deal for me to get the funds I needed to renovate my house and to clear up all of my debt. I am very greatfull for all they have done for me and dealing with them was as easy as breathing...I recommend Equity Appoved 100%.
5 years ago · Ontario
Like our name suggests, if you have adequate equity in your home, you can be approved. The funds you need are that accessible!
We get you answers on your available options, with lenders readily available to advance your funds fast!
It can be tough to hear “no” from the banks but don't feel discouraged. Get the approval you need even through the toughest situations.
We can help you access funds out of your home for good credit, bad credit, self employed, unemployed, good income, and even if you are currently in foreclosure. Get the funding need with us to get your financial goals back on track. We can help you access low rates, quick funding, and approvals in even in the most difficult financial situations.

We will help you access home equity through our network of excellent alternative financing solutions.
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Our large internal network of individuals who lend funds sets us apart from other brokers. Discover a better process with flexible and common sense solutions.
contact us today book a callEquityApproved.ca
10060 Jasper Ave NW
Tower 1, Suite 2020
Edmonton, AB T5J 3R8